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Q. Are Self-Directed 401k Plans
a good idea for retirement planning?
A. Yes. The investment account holder
makes the investment decisions
so they have more control of
their financial future.
Q. Are Self-Directed 401k Plans
available to me now?
A. Yes. Contact us today and we
can explain all the options available
to you so we can begin the process. |
Self-Directed 401(k)'s are a smart financial move.
Self-Directed 401(k)'s give the power back to the investor.
A 401(k) plan allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal.
The employee elects to have a portion of his or her wage paid directly, or "deferred," into his or her 401(k) account.
If you have a 401(k) or other retirement plan at work, you may fully or partially deduct your contribution from your taxable income if your adjusted gross income qualifies.
In participant-directed plans (the most common option), the employee can select from a number of investment options, usually an assortment of mutual funds that emphasize stocks, bonds, money market investments, or some mix of the above.
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| Email us here to request our Free Self-Directed 401k Investments Information Packet or use our Self-Directed 401k Contact Form. |
Here is some Self-Directed 401(k) Information that may help you learn more:
Many companies' 401(k) plans also offer the option to purchase the company's stock.
The employee can generally re-allocate money among the investment choices at any time.
401(k) plans are tax-qualified plans covered by ERISA so that assets held by the plans are generally protected
from creditors of the account holder, which in the past was generally not true for IRA plans.
Employee taxable salaries are reduced by these contributions, the contributions are invested, and any earnings
are tax-deferred until the employee draws the money out at retirement.
Some assets in 401(k) plans are tax deferred.
A self-employed individual can set up a 401(k) plan.
With the enactment of the Roth provisions, participants in 401(k) plans that have the proper amendments can allocate
some or all of their contributions to a separate designated Roth account, commonly known as a Roth 401(k).
How do you begin the Process for a Self-Directed 401(k)?
Call Louis Pugliese (866) 200-8554 (toll free) or (602) 889-7301, or Email us here to request our Free Self-Directed 401(k) Information Packet or use our Self-Directed 401k Investments Form.
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